The Typical Down Payment Just Hit a 4-Year Low. Here's What That Means for Buyers.

According to a new report from Realtor.com, the median down payment in the U.S. fell to its lowest level in four years.  In Q1 2026, the median down payment was $23,400, or 12.8% of the purchase price. Down payments have now declined for four straight quarters, with a median of $28,900 one year ago.
43% of Homeowners Are Equity Rich. Are You One of Them?

If you own a home in Tucson, there's a good chance you're sitting on more equity than you realize. New data shows 43.3% of mortgaged homes across the country are equity-rich right now. At the same time, a separate survey from Point found that 48% of homeowners say they aren't planning to move this y
Down Payment Help is Becoming the Norm. Here Are Your Options.

A 2026 survey looked at how Americans are actually getting into homes right now. It found 40% of all surveyed homeowners received financial help with their down payment, up from 35% just three years ago.  The generational numbers are even more striking: more than half of millennial buyers got help,
Erik Estrada

Erik Estrada

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